Climate physical risk screening and monitoring for Canadian properties.

ClimaInsight helps lenders, insurers, and real estate teams screen properties, flag portfolio concentration, and monitor active hazard conditions without enterprise-platform cost and complexity, backed by authoritative Canadian climate data and transparent methodology.

From property list to risk insight in minutes, no GIS workflow required.
1 Add properties Paste postal codes or upload a property list.
2 Screen hazards Assess flood, wildfire, and heat exposure in one run.
3 Review results See maps, alerts, and reports for faster decisions.
🆓
Free to start No credit card required
🛰️
Authoritative data NRCan, ECCC & CWFIS sources
🔒
Secure by design Encrypted, never shared

Screen, monitor, and plan with confidence.

1 Baseline Risk Structural exposure
2 Live Conditions Right now
3 Climate Outlook Years ahead
Baseline Susceptibility Risk

Know your exposure at a glance

Consistent five-level ratings for flood, wildfire, and heat make it easy to spot at-risk properties and portfolio concentrations that need a closer look.

  • See property-by-property hazard exposure and portfolio-level concentration patterns.
  • Grounded in authoritative Canadian hazard and climate datasets, translated into a consistent rating framework.
Live Conditions

Stay ahead of active hazards

Live alert levels, nearby incidents, and portfolio monitoring summaries give real-time context beyond baseline risk.

  • Spot active issues near properties instead of relying on baseline risk alone.
  • Paid tiers add adjustable proximity thresholds and automated portfolio monitoring alerts.
Climate Outlook

Plan for what's ahead

Compare future climate exposure with today’s baseline to support resilience planning and forward-looking portfolio decisions.

  • Understand where exposure may stay stable, improve, or worsen over time.
  • Useful for long-term portfolio planning, scenario conversations, and resilience prioritization.

Built for the teams managing climate exposure

Lenders

Mortgage & Commercial Lenders

"We need a practical way to flag physical climate exposure in the portfolio before quarter-end, without standing up a GIS program."

Geocoding Concentration Indicators Risk Appetite Metrics
Real Estate

Property owners, managers, and REITs

"We need a board-friendly risk view of the portfolio and a way to track active hazard conditions without cobbling tools together."

Portfolio Aggregation Live Monitoring & Alerts Dashboards & Exports
ESG / Disclosure

Sustainability & ESG Officers

"We need a defensible physical climate risk asset-level dataset for our B-15/IFRS S2 aligned disclosures, backed by clear methodology."

PDF & Excel Outputs Asset-Level Exposure B-15 / IFRS S2 Aligned
Insurers

P&C insurance and underwriting teams

"We need a repeatable screening workflow for properties and books of business before deeper catastrophe analysis."

Rapid Triage Hazard Visibility Portfolio Alerts

Powered by authoritative Canadian climate data.

No proprietary "black-box" scores. Every risk rating traces back to an authoritative, publicly documented source.

🌊 Flood

NRCan Flood Susceptibility Index

Hazard map raster from Natural Resources Canada—an authoritative dataset supporting federal flood risk policy and provincial mapping, representing susceptibility to fluvial and pluvial flooding, where water is naturally likely to accumulate or flow under extreme conditions.

🔥 Wildfire

NRCan & Environment and Climate Change Canada

National wildfire risk index built on Canadian Wildland Fire Information System (CWFIS) fuel data, ECCC weather normals, and NRCan topographic inputs — combined into a 5-class wildland-urban interface score, representing where vegetation is most likely to ignite and fire to spread under extreme fire-weather conditions.

☀️ Heat

IPCC CMIP6 Heat Stress Projections

Multi-model climate projection ensemble from the IPCC Sixth Assessment Report (AR6) — mid-century (2041–2060) humidex extremes under the SSP2-4.5 intermediate emissions scenario, representing the combined effect of temperature and humidity on human heat stress across Canadian climate zones.

📡 Live Conditions

Operational Alerts & Event Feeds

Current-condition layers combine ECCC alert feeds for heat and severe weather, NRCan/EGS active flood event layers, and wildfire perimeter or incident services from CWFIS and provincial wildfire agencies, giving near-real-time watch, warning, and incident context around properties.

Read full methodology →

Pricing that scales with your team

Start with free property screening, move into portfolio analysis and monitoring as your needs grow.

Screen Your Properties
Free
$0

For quick property screening and saved assessment history.

  • 10 properties per assessment, 50 per calendar month
  • Postal-code geolocation
  • On-screen baseline risk results, live conditions status, and AI commentary
Start Free
Monitor Your Portfolio
Pro
$149/month

For active analyst teams that need address precision, more scale, and faster monitoring.

  • 2,000 properties per assessment, 50,000 per month
  • Address-level geolocation included
  • Portfolio risk analysis, White-label PDF reports, and Excel export.
  • Portfolio live conditions monitoring (up to 10 portfolios with 24-month event log) with adjustable proximity threshold and email alert. 
  • Multi-user seats and API access
Get Pro
Climate Outlook
Enterprise
Custom

For scenario-driven portfolio planning, custom data workflows, and deeper program integration.

  • Tailored Assessment Scope
  • Forward-looking Climate Outlook modules
  • Scenario and horizon comparison to support climate scenario analysis
  • Integration-ready delivery and expanded analytics
  • Dedicated account management and onboarding support
Contact Us

Common questions

Do I need a credit card for the Free plan?

No. Free plan users can start screening properties instantly with just an email — no payment method required.

Can I cancel or change plans anytime?

Yes. Starter and Pro subscriptions are billed monthly and can be upgraded, downgraded, or cancelled anytime from your account billing portal.

Is my property and portfolio data secure?

Yes. Data is encrypted in transit and at rest, and never shared with third parties. See our compliance documentation for details.