Frequently Asked Questions

ClimaInsight helps teams screen Canadian properties and portfolios for physical climate risk, monitor nearby live hazard conditions, and generate practical outputs for internal decision-making. It is built to help teams triage and prioritize, not replace deeper technical analysis where that is needed.

The strongest fit is smaller and mid-sized financial institutions, P&C insurers, and real estate firms that need climate risk intelligence without the cost, staffing, and implementation burden of large enterprise climate platforms.

• Baseline Risk is the screening-level hazard susceptibility view, derived from authoritative federal datasets.
• Live Conditions shows active incidents and official watches or warnings detected near your properties in real time.

No. Baseline susceptibility levels indicate relative exposure based on underlying datasets. Live alert levels indicate detected nearby incidents or official alerts within the selected threshold. They are not loss estimates, underwriting decisions, or event forecasts.

• Free: screen your properties.
• Starter: screen your portfolio.
• Pro: monitor your portfolio.
• Enterprise: contact us for custom workflows and forward-looking scenario analysis.

Starter expands the workflow from basic property screening to portfolio analysis. It adds higher limits, portfolio views, PDF and Excel outputs, distance-aware live alerts, and portfolio monitoring summaries. It is the main upgrade path for teams moving from exploration into routine workflow use.

Pro is built for active operational use. It includes address-level geolocation by default, higher limits, faster alert cadence, larger portfolio capacity, advanced exports, and deeper monitoring history.

Portfolio monitoring checks for active hazard incidents and official alert conditions near the properties you save into portfolios. Starter supports status-change digests on a slower cadence. Pro adds faster cadence and deeper event history.

The add-on improves location precision for teams that want Starter portfolio features but need more accurate property placement than postal-code geolocation alone. That matters most where risk changes sharply over short distances.

The platform is designed for screening-level analysis using authoritative Canadian datasets and a consistent rating framework. It is useful for comparison, prioritization, and monitoring, but it is not a substitute for site-specific engineering, catastrophe modeling, or property inspection. See our Methodology page for source and interpretation details.

Yes, as a screening and workflow support tool. The platform can help teams identify location-based exposure, summarize portfolio concentrations, and prepare internal reporting inputs. It should not be presented as legal advice, a filing service, or a complete disclosure solution by itself.

You can run your first free assessment in under a minute with no credit card required. Starter and Pro plans activate immediately after checkout.

Yes. All paid plans are month-to-month with no long-term commitment. You can cancel from your account page at any time, and you keep access through the end of your current billing period.

Yes. All data is transmitted over encrypted connections. Property data you submit is stored securely and is accessible only to your account. ClimaInsight does not share, sell, or redistribute your property data. See our Privacy Policy for details.